Credit

Cash – £1.68
Santander 123 C/A – £265.80
Halifax C/A – £3,329.06
Credit total – £3,596.54

Debts
Capital One C/C – £2,198.73
MBNA C/C – £3,724.64
Santander C/C – £3,048.72
Virgin Atlantic C/C – £170.55
Debt total – (£9,142.64)

Net worth
£3,596.54 – £9,142.64 = –£5,546.10