Credit
Cash – £0.90
Santander – £1,832.52
M&S C/A – £2,894.39
TSB – £507.47
Tesco –£1,508.97

Credit total – £6,744.25

Debts
Capital One C/C – £28.48
MBNA C/C – £5,162.50
Lloyds Avois C/C – £1,945.63
Loan from Mum – £4,000.00
Loan from Dad – £2,000.00

Debt total – (£13,136.61)

Net worth

£6,744.25 – £13,136.61 = -£6,392.36