Credit
Cash – £15.82
Santander – £3,069.17
Halifax C/A – £3,067.42
TSB- £1,074.45
Tesco – £1,032.97
Credit total – £8,259.83

Debts
Capital One C/C – £895.97
MBNA C/C – £3,235.84
Virgin Atlantic C/C – £2,467.45
Halifax C/C – £2,662.77
Loan from Mum – £4,000.00
Loan from Dad – £2,000.00
Debt total – (£15,262.03)

Net worth
£8,259.83 – £15,262.03 = –£7,002.20