Credit
Cash – £3.27
Santander – £1,627.51
M&S C/A – £2,708.57
TSB – £347.99
Tesco –£1,512.39

Credit total – £6,199.73

Debts
MBNA C/C – £5,162.50
Lloyds Avois C/C – £2,152.46
Loan from Mum – £4,000.00
Loan from Dad – £2,000.00

Debt total – (£11,162.50)

Net worth

£6,199.73 – £11,162.50 = -£4,962.77